Renters Insurance in Georgia

Georgia renters who live in Cumming, GA deserve to find just the right type of policy that meets their individual needs. This is where the reputable agents of Wichalonis Insurance Agency come in. They have the knowledge and expertise to help you find the perfect policy at an affordable price. When renting a home or an apartment, it is important to know what your policy will cover and what it won't. Having that information can save you a lot of money when it comes to monthly premiums.

Protect Your Belongings

Having a renter's policy in place will protect you from financial loss if your possessions are lost, damaged, or stolen. Using a video camera, create a recording of everything that is in each room, including the serial numbers of electronics. This will help you insurance agent determine an estimate of loss if the unthinkable ever happens. The goal is to keep an updated inventory of your property so that agents can insure your belongings for what they are worth, as well as pay you what you will need in case they ever have to be replaced.

Understanding Your Liability

Even though you don't own the house or building you live in, you may incur some liability if an accident occurs in your home. While the owner of the building is liable for what happens on community property, you may be liable for what happens inside your apartment. To understand just what liability you are responsible for, call your insurance agent and have them go over your policy with you.

The agents at Wichalonis Insurance Agency offer both homeowners and renters insurance to residents who live in or around Cumming, GA. The agents are available to help any Georgia resident who lives in the area purchase a new policy or re-evaluate an existing one. Call and talk to an agent today!