Life Insurance in Georgia

Life insurance isn't something most Georgia residents think of daily. At Wichalonis Insurance Agency, the agents make themselves available to those living in the Cumming, GA area who may have questions about the various types of life insurance. Insurance is sometimes confusing and with different policies to choose from you need to make sure you are buying the right one. Every person has different needs and goals. It's up to the insurance agent to make sure the right policy is purchased.

Term Life

A term life policy is just what its name implies. It is a policy that is set to mature in a specific amount of time. It is more affordable than a whole life policy because of how it is set up. A term policy is set up for a specific amount of time or "term”. This can be 10 years, 20, years, or longer, whatever the insured chooses. In addition to being more affordable, you may have the option to borrow against the policy if enough equity has been established.

Whole Life

A whole life policy is designed to provide for your loved ones no matter how long the policy has been in place. This type of policy costs more per month in premiums but will also pay out the full amount if the unthinkable happens and you leave your family without a sustainable income. The full amount of the policy will be paid upon your death whether the policy has been in place for five years or fifty years.

If you would like to learn more about the different types of life insurance policies you can choose from, call the agents of Wichalonis Insurance Agency. They serve Georgia residents who live in the Cumming, GA area as well as other nearby communities. Schedule your appointment today!