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When it comes to having an extra layer of protection and security on top of the regular insurance policies you may already have, umbrella insurance is the way to go. This type of insurance covers the policyholder and the policyholder’s family members and people living in their household. You can utilize this type of extra coverage along with your auto insurance policy, boat insurance policy, in even your commercial business insurance policy. The umbrella insurance agents at the Wichalonis Insurance Agency in Cumming, GA can assist you with all of your insurance needs.
If you own a home or a business, an umbrella insurance policy will cover liability claims over and beyond what your commercial business policy or homeowner’s insurance policy already covers. It can even add an extra layer of protection for rentals you may own.
For example, if you are a homeowner and someone slips and falls at your house, your homeowner’s insurance policy will pay for their injuries and possibly time off of work, however, if the person’s injuries are extensive, your umbrella insurance coverage will protect you from losing your home because it will pick up where your regular policy left off. Another example would be if you own a tree trimming business and a branch falls on a passerby. Your business insurance will cover the person’s injuries but if they decide to sue you, umbrella insurance will pay the extra amount that is owed.
Basically, an umbrella insurance policy provides you with not only extra insurance coverage to go along with the policies you already have, but it provides you with a greater sense of security and better Peace of Mind. In the type of world we live in today, it is a good idea to have an umbrella insurance policy in place.
If you are interested in starting an umbrella insurance policy to protect your assets, you should contact the umbrella insurance agents at the Wichalonis Insurance Agency in Cumming, GA for a quote and get your umbrella insurance policy started today.
