The average cost of an RV lies between $20,000 and $100,000. However, you might need to spend as much as $2 million for a luxury model. In order to safeguard such a significant investment, you need not only the minimum insurance required by law but also comprehensive coverage.

What Does Comprehensive RV Insurance Cover?

Comprehensive RV insurance protects against a wide range of incidents. Compensation is provided if your RV is vandalized or stolen. Additionally, coverage is extended to weather-related incidents and collisions with animals. Importantly, the cost of repair or even replacement of your RV is covered if it gets damaged in an accident, irrespective of who was at fault. Despite these advantages, comprehensive insurance does not cover roadside assistance, loss of personal items in your RV, or emergency costs. It also doesn’t provide the minimum liability and bodily injury coverage required by law in most states.

Residents of Cumming, GA should also note that the terms and conditions of comprehensive RV insurance policies differ based on the insurance provider. Moreover, the deductible you choose will influence your compensation if an unfortunate incident occurs. A high deductible will reduce your premium cost. However, if something happens to your RV, you’ll have to bear a higher out-of-pocket expenditure.

Reach Out to Wichalonis Insurance Agency for RV Insurance

Wichalonis Insurance Agency in Cumming, GA collaborates with reputable insurance carriers, including Progressive, Openly, Nationwide, Travelers, Grange, and Encompass. We offer various policy options for RVs of all brands and models. Furthermore, we provide customized assistance to ensure every customer selects the policy that best suits their requirements and budget. Contact us to learn more about RV insurance or to request a policy quote.